Cross-border protection for expats in Dubai

We help expats living, working, and investing in Dubai protect their families, income, and assets across the UAE and the UK.

Fully FCA regulated. UK licensed. Built for cross-border cases.

Who We Are

Emirates Life & Legacy was founded by Jack and Christopher. Together, we bring 30 years of experience across life insurance, critical illness, and income protection.

We are fully FCA regulated and licensed in the UK. We are qualified to advise on cross-border protection for expats in Dubai. Our work is backed by First Mortgage Solutions, a mortgage and protection network with over 17 years of trading history.

This structure allows us to deliver compliant advice that works across jurisdictions.

What We Do

We specialise in life protection and estate planning for expats connected to Dubai.

Our advice covers:

Life and serious illness cover across the UAE and the UK

Income protection and private sick pay

Estate planning and dual wills for the UK and Dubai

Protection for off-plan property during long development periods

Guidance on pensions and UK assets to reduce inheritance tax exposure

Who We Partner With

We work alongside professionals who support expats and investors in Dubai.

This includes:

Our role is to strengthen your service, not replace it.

Why Partner With Us

Cross-border protection is complex. Most advisers avoid it. We specialise in it.

We are one of Dubai’s few true cross-border protection specialists. Our advice is compliant, practical, and designed to complement your existing client relationship.

Partners benefit from:

Expert cross-border support

Clear and compliant advice

Generous introducer commissions

Confidence that clients are properly protected

You stay focused on your core service. We handle the protection and estate planning.

Contact Details

Chris

Jack

Ready to start your project?

Drop us a message or give us a call — we’d love to hear from you.